A Major Source of Identity Theft:Social Security’s “Death Database”

Vanessa here with AllClear ID. What started as a database to protect Americans from fraud has become a major source of identity theft and misery. Making it worse, this is a database run by the federal government – and it says it’s powerless to stop the database information from going public.

The database in question is the Social Security Administration’s Death Master File. We’ve talked before about ghosting, and unfortunately this file makes the crime simple for thieves. It contains the names, birth dates, and Social Security numbers of more than 90 million deceased Americans. It is updated every week, and can be accessed for free online.

According to media reports, thieves are pocketing fraudulent tax refunds after filing returns with personal information about recently deceased children that they found in the Death Master File. Parents who recently lost a child are increasingly targeted by these thieves. Armed w

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April 4, 2012 • Tags: Identity, Major Source • Posted in: Identity Theft Tips • No Comments

Own your home today

Owning a home is a dream comes true to many people, but at times it can turn into the worst nightmare of a lifetime. It never is a pleasant feeling to find that dream home and not be able to own it because our pockets just do not cut it. That is why mortgages exist to sort you out in such hard times. Mortgages will help you in getting that home with a lot of ease. It is never and easy task though in identifying a mortgage plan that best suits one’s financial capabilities.

A mortgage will sound very tempting at the onset but will be nerve wrecking when it comes to paying up and keeping up with its pay rates. This is why before one decides to go for mortgages, he or she has to do a deep and thorough research on mortgage and how they are handled. When fully aware of what is the best modality in acquiring and handling a mortgage then he or she can set to the scene and look for any party that is offers favorable mortgage plans. W Full Post…

FBI Seeks Violent Charlotte BB&T Bank Robber

The Charlotte Division of the FBI and the Apex Police Department are seeking assistance to identify the subject who robbed the BB&T Bank branch located at 1130 Beaver Creek Commons in Apex, North Carolina on March 29, 2012.

The subject jumped the counter during the course of the robbery and ordered customers inside to get on the ground at gunpoint.

The subject, who appeared to have tactical training, is described as a white male, approximately 6” tall, with a thin build. He was wearing a black shirt or pullover, blue jeans, and a black ski mask. He rode a bicycle to the bank and left the scene in a bank employee’s vehicle, which was found abandoned nearby. Surveillance video from the robbery and a photo of the bicycle the robber rode are below.

The FBI is investigating in partnership with the Apex Police Department. If

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April 2, 2012 • Tags: Bank, Bank Robber • Posted in: Identity Theft Tips • No Comments

PODCAST: Brian Anderson, Author of “Preventing Good People from Doing Bad Things”

In today’s turbulent technological environment, many organizations often have the best security software money can buy, with equally developed policies with which to execute them, but they fail to take into account the weakest link in their implementation: human nature. Despite all other efforts, people can sway from what they should be doing. A Full Post…

Analysts Upgrades – FDO, RCII, DANG, DK

The following stocks have recently had their ratings upgraded by stock analysts.

Family Dollar : MKM Partners has upgraded Family Dollars ratingfrom: Neutral to Buy Target Price: $69.00 . Family Dollar Stores, Inc. operates more than 6,600 general merchandise retail discount stores in 44 states. Merchandise assortment includes consumables, home products, apparel accessories, seasonal and electronics.

Rent-A-Center : Stifel Nicolaus has upgraded Rent-A-Centers ratingfrom: Hold to Buy Target Price: $48.00 . Rent-A-Center, Inc. is an operator in the United States rent-to-own industry.

Dangdang : Oppenheimer has upgraded Dangdangs ratingfrom: Perform to Outperform Target Price: $9.50 .

Delek US Holdings : Barclays has upgraded Delek US Holdingss ratingfrom: Equal Weight to Overweight Target Price: $18.00 .

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