I need my credit scores and detailed information of who I owe and how much I owe them.

Q:  I need my credit scores and detailed information of who I owe and how much I owe them.

A: Your credit reports contain information on whom you owe and the amount of money you owe them.  This information is reported to each of the 3 credit bureaus—Equifax, Experian and TransUnion—by creditors, creditors, employers, insurers, and other businesses with which you may have a financial relationship. It’s a good place to start if you’re wondering whom you might owe money to.

You can get your credit reports for free every 12 months at annualcreditreport. Unfortunately, you cannot get your credit scores for free, and getting all 3 can cost up to $50. A no-cost option is to sign up for one of the credit report monitoring services we review on our site.  Several of them, like Identity Guard TOTAL PROTECTION®, feature free trials where you can get your 3-bureau credit scores and reports free of charge.

I have an incorrect entry in my credit report. How do I get rid of it and where did it come from in the first place?

Q: I have an incorrect entry in my credit report. I have two addresses and one isn’t mine. How do I get rid of this address and where did ite from in the first place? I reside at 418 Woodgate Road not 418 Westgate Road. Has my identity beenpromised and I didn’t know it?

A: First, you’ve done a smart thing by carefully going through your credit report for potential errors or discrepancies.  Make sure you’ve gone through all of your 3-bureaus reports from Equifax, Experian and TransUnion and not just one of two, because the information on them can differ. The information on your credit reports is provided to the credit bureaus by creditors, lenders, insurers, employers and otherpanies with which you may have a financial relationship.  If you find an error, you need to contact the specific credit bureau with the error.  Although this sounds onerous, you can submit a dispute request online.  Th

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July 19, 2011 • Tags: First Place, Get Rid, Place • Posted in: Identity Theft Tips • No Comments

I want to purchase Carbonite. What is the coupon code for the 10% discount?

Q. I want to purchase Carbonite. What is the coupon code for the 10% discount?

A. You don’t need one! All you have to do is follow any link from NextAdvisor to Carbonite, and the 10% discount will be applied automatically.

Save up on your interest rates with debt consolidation

With the average U.S. household debt that is nearly $ 10,000, debt consolidation service is profitable business today. There is the large number of companies providing services of debt consolidation. However, all methods of non profit debt consolidation can work differently, depending on your own financial situation and the amount of your debt; specialists will help you choose the debt consolidation method that works best for you and your situation.

There are many options for debt consolidation means available to the debtor. If you are not already up to your neck in debt, then the best way to repay it is to consolidate all your payments. The lenders offer many different options for people who use this method of debt consolidation.

The advantage of using this type of debt relief is that you end up saving the interest you pay sky-rocketing on your credit card before. Full Post…

BitDefender 2011: 75% off Protection for 3 PCs!

BitDefender is consistently good Internet security software, especially for gamers, so we’re proud to announce an awesome deal for NextAdvisor readers: one year of protection for only $19.95. You save $60, or 75%, off the original price, and you don’t even need a coupon code! Just follow any link from NextAdvisor to BitDefender to take advantage of this discount. This is a really incredible deal, and it won’t last long. So if you need high-performing antivirus, antimalware, and other Internet security protections with a streamlined, easy-to-use interface, BitDefender is a great choice — and an unbeatable deal.

July 9, 2011 • Tags: 2011 75, Protection • Posted in: Identity Theft Tips • No Comments